Home and contents insurance is just that – insurance for your home and the items within it. More often than not, you’ll be wearing your ring when you leave the house. You may sleep a little easier knowing your engagement or wedding ring is insured.Įxplore AAMI Home and Contents Insurance Insuring your ring away from home If the unforeseen happens at home, AAMI’s Home and Contents Insurance is on your side. Whether you damage the band or lose it down the drain, while at home this optional cover will protect one of your most precious items from accidental damage and loss. If you’re after a little more peace of mind, consider adding the optional Accidental Damage at Home cover to your home insurance for an added premium. Your ring will then become ‘specified contents’ and be shown on your certificate of insurance. If your ring is worth more than $2,000 you can choose to increase this limit for an extra premium. With AAMI, jewellery (including watches) has a flexible limit of $2,000 per item or set, up to a total of $5,000. Home and contents insurance will cover your engagement or wedding ring from insured events at your home up to a specified amount. ![]() So, without further I do… Insuring your engagement ring at home (or away) Insuring your ring at home We’ve put together this list of useful tips and tricks about engagement ring insurance. Luckily, that’s where we come in! Here at AAMI, we know a lot about insuring the things that matter to you. However, because engagement (or wedding) rings are often big-ticket items, making sure they’re covered in the event of damage, loss or theft may be something worth considering. Now that you’ve got a wedding to plan, finding engagement ring insurance might not be at the top of your to-do list.
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